John Sparks
5/5
After a divorce, I had numerous items being reported that were actually still in the hands of my ex-wife. As well, I had charge offs being reported when I had, in fact, paid the creditor off in full via a settlement offered by the CREDITOR! In fact, the balance owed actually read "$0.00" on my credit report, but the creditor was still reporting it as a charge off and these items were killing my score. Lexington Law was able to not only remove these falsely reported accounts, but some other negative items in rapid fashion and my credit score went up dramatically. I strongly recommend that anyone who has difficulty with their credit rating sign up with Lexington Law and, perhaps just for the first few months, you should subscribe to their highest level service. It's a little expensive, but definitely worth it. I bought a car just six months after a Chapter 7 and I had a credit score in the high 700's thanks to Lexington Law. I got a great deal, and my interest rate on the car loan was significantly lower than what I might have gotten with a lower score...if I could have even gotten financing. I strongly recommend this company for credit repair. They are a great collection of genuine lawyers. In fact, when you call with a concern as a client, you don't talk to a customer service rep...you actually talk to a legitimate paralegal. This is a serious service. It is well worth whatever money you spend, cause they will fix your credit. Lastly, I was first recommended to them by the finance manager at an Infiniti car dealer who was also a personal friend of many years. I was trying to buy a very nice new car BEFORE I even heard about Lexington Law. Here's what my friend told me "off the record". He said he was very glad to finance this car for me, but my monthly payment was going to be ridiculous because of my low credit score. So if you can wait about six months for the car, I will tell you off the record to call a company called Lexington Law. That's all I should say, but call them and come back to me in six months. That's what I did. I bought the car I wanted and got a great deal. I can't swear they will get you the same results in just six months, but they performed what I considered to be a miracle for me. I was very pleased.